Swiss Life - Benefits of Multinational Pooling

Pooling solutions come in two main variations: Company-Specific or Multi-Client. If your company is a large multinational with international affiliates, you can take advantage of a company-specific solution that spreads the risk across various countries. If your company is less international, you can join other companies in a Multi-Client Pool. Either way, you benefit by being a client of the Swiss Life Network.

Consolidated, transparent annual reports about your employee benefit plans worldwide, delivered to monitor and control cost, claims and benefit levels.
Special local underwriting conditions including waiver or liberalization of medical evidence requirements, resulting in less administration and coverage of all personnel.
Swiss Life Network's unique range of modular options that allow you to tailor your international program to your requirements.
International dividends paid in cash, effectively ensuring net costs for insurance coverage around the world.
Smooth transfers of employees' risk coverages and retirement savings between countries to ensure continuity of coverage.
Regular updates from the Swiss Life Network on the latest developments affecting employee benefit plans and social security systems worldwide.
Local contract conditions – including premiums, administration costs and local dividends – are unaffected by participation in the Swiss Life Network's international programs.

Professional expertise and extensive information service available out of Zurich
Wide selection of flexible options allowing customized international pooling solutions
Experience rating of all life coverages
Company-specific pools available even for relatively small groups
Local dividends and premiums unaffected by pooling
Annual cash payment of international dividends available
Interest awarded on cash payments

The conditions for participating in multinational pooling solutions are very straightforward. Let us show you how easy it is to make these benefits work for you – simply contact us.