Swiss Life - Icatu Hartford

Founded in 1991 as part of the Grupo Icatu
Joint venture established in 1996 by The Hartford Life International with Grupo Icatu
Largest independent Capitalization, Pension, Life and Asset Management insurance company in Brazil
First Brazilian company to specialize in life and pension benefits
In December 2006, total assets reached BRL 4,7 billion
Member of the Swiss Life Network since 1996

Investment yields on savings products are among the highest in the market.
Development of post-sales team specializing in pension and group life to assist corporate clients and their employees, i.e. ensuring awareness and transparency, training HR staff in plan implementation and maintaining regular contact with both HR departments and employees.
Icatu Hartford has specialist employees to monitor and assess accurate claims experience, who may rate the risks for a specific group better than the market does.
Special solution for retirees risk contracts within Group Life: payment at retirement of current value of anticipated death benefit, thus excluding the retirees risk to the Group Life contract and its negative impact on the results of the policy.
Web access for company and employees during plan maintenance, offering complete services to participants, similar to Internet banking from the home, and management reports for HR departments.
Icatu Hartford is the first insurance company in Brazil to offer Life Cycle Funds, similar to the ones offered in the US: the investment funds are actively managed according to each participant’s age (in younger years allocation is in equities, gradually decreasing to fixed income as the participant gets older)

Coverage available and poolable:

Coverage available:

Av. Ibirapuera, 2332 - Torre II 7° andar Moema
Zip Code 04028-002
São Paulo / Brazil
Tel.: +55 11 347 23 91 6
Fax: +55 11 944 40 14 1
www.icatuhartford.com.br
vdonke@icatuhartford.com.br